This is the 2014 New York Times article that featured my first Institute for Career Transitions (ICT) client. This article highlights how most Americans, even those who seem to be in the upper-middle-class, are just a few paychecks away from difficult times or disaster.
https://www.nytimes.com/2014/04/04/business/economy/out-of-work-out-of-benefits-and-running-out-of-options.html